Bridging Finance

At Brampton Finance, we offer fast and flexible bridging finance solutions to help clients manage cash flow between transactions. Whether you're buying a new property before selling your existing one, funding a short-term business need, or managing timing gaps in development or refinance, our access to a broad network of lenders allows us to tailor the right solution—fast.

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What Is Bridging Finance?

Bridging finance is a short-term loan designed to cover the gap between an outgoing and incoming transaction. It's commonly used when you're purchasing a new property before the sale of an existing one or need funds quickly to cover temporary cash flow gaps in business or investment situations.

These loans are typically secured by real estate and are structured for repayment within 3 to 12 months, depending on your exit strategy.

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Bridging Loans for Homeowners (Consumer Lending)

Buying and selling property doesn't always align perfectly. Our consumer bridging loans can help homeowners:

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• Purchase a new home before selling the current one

• Avoid rushed property sales

• Secure a better purchase opportunity with confidence

• Cover short-term moving or renovation costs

We work with banks and non-bank lenders to deliver options tailored to your timeline, repayment capacity, and property value. Regulated consumer loans available (subject to NCCP compliance).

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Bridging Finance for Business & Investment

Brampton Finance also specialises in non-bank bridging loans for:

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• Property developers needing short-term capital

• Business owners waiting on incoming receivables or sales

• Investors securing a new asset ahead of refinancing

• Clients exiting private lending or other short-term finance arrangements

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These solutions are fast, asset-focused, and ideal when traditional banks can't keep up with your timelines.  Business purpose loans are not subject to NCCP and offer greater flexibility.

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Why Choose Brampton Finance?

With access to a wide panel of bank, non-bank, and private lenders, we provide tailored bridging solutions that meet your needs—not just the bank's criteria.

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What We Offer:

• Loans from $100,000 to $5,000,000+

• Flexible LVRs depending on asset type and location

• Fast approvals and settlements within 5–10 business days

• Owner-occupied and investment properties accepted

• Commercial, residential, and vacant land security options

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Whether you're bridging a personal property transaction or solving a business funding challenge, we can help.

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Let Brampton Finance Bridge the Gap

Need short-term finance to move forward with confidence?  Contact Brampton Finance today to speak with a bridging finance specialist. We’ll help you compare options and structure the right solution—whether it’s consumer, commercial, or private lending.