Home Loans for Podiatrists - Brampton Finance
Specialist Mortgage Solutions for Podiatrists
As a podiatrist, you play a vital role in helping people maintain their mobility and overall health. Banks also recognise the stability and earning potential of your profession. That’s why many lenders — extend their medico lending policies to podiatrists. This means you may be eligible to borrow up to 90% of the property value with no Lenders Mortgage Insurance (LMI) — a benefit not available to most borrowers.
At Brampton Finance, we specialise in helping podiatrists access these exclusive lending policies and tailoring mortgage solutions that suit your personal and professional circumstances.
Why Podiatrists Qualify for Exclusive Lending Benefits
Lenders consider podiatrists low-risk, high-income professionals, making you eligible for:
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Borrowing up to 90% with no LMI
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Discounted professional package rates on mortgages
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Higher borrowing capacity compared to standard applicants
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Recognition of PAYG, self-employed and practice income
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Streamlined approval processes via dedicated medico loan teams
How Brampton Finance Supports Podiatrists
We understand the financial needs of podiatrists, including:
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Running your own podiatry practice or working in a medical group
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Structuring loans to suit company or trust income
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Refinancing existing loans to access no-LMI lending
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Expanding into investment properties while managing practice finance
Our brokers know which lenders offer the most competitive medico lending terms for podiatrists.
Example Scenario
A podiatrist purchasing a $900,000 home:
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Standard borrower with 10% deposit → Pays approx. $18,000 in LMI.
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Podiatrist under a medico policy → No LMI charged, saving thousands upfront.
Frequently Asked Questions
Can podiatrists get a home loan without LMI?
Yes. Many banks include podiatrists in their medico policies, allowing borrowing up to 90% with no LMI.
Do I need to own my own practice to qualify?
No. Both employed and self-employed podiatrists can access these benefits.
What if my income comes through a trust or company?
We work with lenders that understand and accept complex income structures common for podiatrists.
Are podiatrists eligible for lower interest rates?
Yes. Many lenders offer professional package discounts specifically for medico professionals, including podiatrists.
Get Started Today
At Brampton Finance, we help podiatrists secure the right mortgage solution — saving you time, money, and stress.
📍 Office: Level 7, 35 Spring Street, Bondi Junction NSW 2022
📞 Phone: 02 9389 1077
📧 Email: info@bramptonfinance.com.au
Speak to us today and unlock your home loan benefits.