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Private Lending

At Brampton Finance, we understand that not every deal fits within the rigid criteria of the banks. That’s why we specialise in private lending solutions, offering fast, flexible funding for clients who need alternative finance options. Whether you're a property investor, business owner, or developer, we can connect you with trusted private lenders across Australia who are ready to fund the deals that banks won’t.

What Is Private Lending?

Private lending is funding provided by non-bank lenders or private investors, usually secured by real estate. These loans are ideal for time-sensitive, non-conforming, or complex situations where traditional lenders would decline an application. Private loans are typically short-term, asset-backed, and assessed on a case-by-case basis—not just credit scores or income statements.

When to Use a Private Lender

Private lending may be the right solution if you:

  • Have been declined by the bank

  • Need fast finance for a property purchase or settlement

  • Have unusual income, tax issues, or incomplete financials

  • Are seeking second mortgage, caveat, or bridging finance

  • Require short-term business or development funding

  • Need to refinance a loan or payout creditors quickly

Why Choose Brampton Finance for Private Lending?

With a deep network of private lenders across Australia, Brampton Finance gives you access to funding options you won't find elsewhere. Here’s what sets us apart:

  • Access to a wide panel of private lenders

  • Loans from $50,000 to $5,000,000+

  • Fast settlements – often within 3–7 days

  • Flexible LVRs and security types

  • Residential, commercial, or land security accepted

  • No upfront fees or hidden charges

  • Tailored solutions based on asset value and exit strategy

Types of Private Loans We Arrange

  • First and Second Mortgages

  • Caveat Loans

  • Bridging Loans

  • Development Finance

  • Residual Stock Loans

  • Business Purpose Loans (Non-NCCP)

All loans are for business or investment purposes only. We do not arrange consumer loans regulated under the NCCP Act.

Need a Private Lending Solution?

Whether you're buying property, managing business cash flow, or seizing an opportunity that can't wait, Brampton Finance can help.  Contact us today to speak with a private lending specialist. Let us help you secure the funding you need—fast.

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This website contains general information only and does not constitute financial or credit advice. Please consider your own circumstances and seek independent advice before making any decisions.

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