Investment Property Loans Australia

Buying your first investment property, adding to your portfolio or reviewing an existing loan? Brampton Finance helps you compare finance options suited to your property plans and financial position.

Established in 2006, our mortgage brokers bring 20 years of experience and access to a panel of more than 40 Australian lenders.

Discuss your investment loan

 

Finance for your next property

We arrange loans for residential investment purchases, investment loan refinancing and eligible equity releases. We also assist borrowers with self-employed or more complex income.

Our role is to compare suitable lender policies, explain your options and support the application. The lender makes the credit decision and provides the funds.

​

A structure that fits your plans

• Principal and interest: Repayments reduce the loan balance over time.

• Interest only: An approved interest-only period may reduce initial repayments, but the balance remains outstanding and later repayments may rise.

• Fixed, variable or split: Compare repayment certainty, flexibility, features and potential break costs.

• Offset and redraw: Consider how each feature works and whether it suits the intended use of the loan.

We review the rate, fees, loan term and total costs together. Any tax or ownership decisions should be discussed with your accountant or legal adviser.

​

What lenders consider

Assessment can include your income, existing debts, living expenses, deposit or usable equity, property type and the lender’s accepted rental income. Having equity does not automatically establish borrowing capacity.

For a useful first conversation, have your proposed purchase price or property address, current loan balances and a summary of your income available. We explain which documents are needed for the lender and loan type.

​

From enquiry to settlement

1. Tell us about the property and your investment goals.

2. Review suitable lending options, repayment structures and costs with your broker.

3. We help prepare your application and coordinate with the lender through assessment and settlement.

All lending is subject to the selected lender’s criteria and approval. Rates, terms and availability depend on your circumstances.

Speak with a Brampton Finance broker

Call 02 9389 1077 or email info@bramptonfinance.com.au.