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Novated Leases – Drive Smarter with Tax-Effective Vehicle Finance

Maximise your take-home pay and enjoy the convenience of a fully maintained car – with special savings on electric vehicles.

At Brampton Finance, we offer tailored novated lease solutions for employees and employers across Australia. A novated lease is a popular and tax-effective way to finance a new or used vehicle using your pre-tax salary – reducing your taxable income and improving cash flow.

Better still, with the recent Fringe Benefits Tax (FBT) exemption for eligible electric vehicles, novated leasing an EV has never been more attractive.

What Is a Novated Lease?

A novated lease is a three-way agreement between you, your employer, and a finance provider. Your employer makes lease payments on your behalf from your pre-tax salary, covering the vehicle finance and running costs such as fuel, maintenance, registration, insurance, and more.

It’s a convenient, all-in-one car package with significant tax advantages.

Why Choose a Novated Lease?
  • Reduce taxable income and increase take-home pay

  • Bundle all vehicle expenses into one easy payment

  • Choose your own car – new, used, or electric

  • No GST on the purchase price for new vehicles

  • No upfront deposit required

  • Lease continues if you change jobs (subject to new employer approval)

Huge Benefits for Electric Vehicles

The Federal Government’s Fringe Benefits Tax exemption on eligible electric vehicles (EVs) and plug-in hybrids means even greater savings when you lease an EV through your salary package.

  • No FBT payable on EVs below the Luxury Car Tax threshold

  • Additional discounted finance rates for eligible electric and hybrid vehicles

  • Reduce your environmental footprint while saving money

  • FBT exemption applies only to EVs first held and used on or after 1 July 2022.

Who Can Benefit from a Novated Lease?
  • Employees of private companies, government, and not-for-profits

  • Employers seeking to offer salary packaging benefits

  • Businesses looking to retain staff and simplify vehicle management

Why Brampton Finance?
  • ✔ Expert advice with over 18 years of experience in vehicle and salary packaging finance

  • ✔ Access to discounted fleet pricing and low-rate lenders

  • ✔ End-to-end support – from selecting the vehicle to managing lease paperwork

  • ✔ Tailored novated lease calculators to help you understand your savings

  • ✔ Electric vehicle specialists – we'll guide you through FBT-free EV leasing

Ready to Drive Smarter?

Take advantage of government incentives, reduce your tax, and enjoy the convenience of a novated lease. Whether you're after a high-performance EV, a practical hybrid, or a cost-effective petrol vehicle, Brampton Finance can help.

Talk to a novated lease expert today
Email: Info@bramptonfinance.com.au


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This website contains general information only and does not constitute financial or credit advice. Please consider your own circumstances and seek independent advice before making any decisions.

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