Home Loans for Nurses - Brampton Finance

Tailored Home Loan Solutions for Nurses

At Brampton Finance, we specialize in assisting registered nurses and midwives across Australia to secure home loans that recognize their unique financial circumstances. With lenders like Westpac offering no LMI loans for nurses earning over $90,000/year, we can help you navigate the best options available.

Why Nurses Qualify for Special Lending Benefits

Nurses are considered low-risk borrowers due to their stable income and essential role in healthcare. Benefits may include:

No LMI loans up to 90% Loan-to-Value Ratio (LVR)
Competitive interest rates
Recognition of overtime, allowances, and second job income
Flexible lending criteria for casual or contract nurses

How Brampton Finance Supports Nurses

Our team understands the unique financial situations of nurses. We offer:

Access to over 30 lenders, including those offering no LMI loans
Expert advice on maximizing borrowing capacity
Assistance with complex income structures, such as overtime and allowances
Guidance through the application process, ensuring a smooth experience

Example Scenario

A registered nurse earning $95,000/year with a 10% deposit could potentially secure a home loan up to $475,000 without paying LMI, saving thousands of dollars upfront.

Frequently Asked Questions

Who qualifies for no LMI loans as a nurse?

Registered nurses and midwives earning over $90,000/year may qualify for no LMI loans with certain lenders.

Can casual or contract nurses apply?

Yes, many lenders consider casual and contract nurses, provided they have a stable employment history and meet other lending criteria.

What documents are required?

Typically, you'll need proof of income (e.g., payslips, tax returns), proof of employment, identification, and evidence of savings for your

Get Started Today

If you're a nurse looking to purchase your first home, refinance, or invest in property, Brampton Finance is here to help. Contact us today to explore your options

Phone: 02 9389 1077
Email: info@bramptonfinance.com.au
Address: Level 7, 35 Spring Street, Bondi Junction NSW 2022