Vehicle and Equipment Finance Australia

Buying a vehicle, upgrading equipment or expanding your fleet? Brampton Finance helps individuals and businesses compare suitable asset finance options through banks and specialist lenders.

Established in 2006, we bring 20 years of finance broking experience and support clients across Australia.

Discuss your vehicle or equipment purchase

 

Finance for the assets you need

We arrange finance for eligible cars, commercial vehicles, machinery and business equipment. Options may be available for new or used assets, dealer purchases and private sales, subject to the lender’s asset and borrower requirements.

Tell us the purchase price, asset age and intended use, along with your preferred deposit and loan term.

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Understand your finance options

• Chattel mortgage: A business loan secured by the asset, with ownership held by the borrower.

• Finance lease: An arrangement to use an asset for an agreed term, with end-of-term obligations set out in the contract.

• Hire purchase: Payments over an agreed period, with ownership transferring under the contract’s conditions.

• Novated lease: A vehicle salary-packaging arrangement involving an employee, employer and finance provider, where available.

• Equipment rental or operating lease: Options for using equipment where ownership may not be the objective.

Your broker explains suitable options and costs. Discuss tax, GST and accounting treatment with your accountant before choosing a structure.

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Compare the total cost

We consider the rate, fees, deposit, term, repayment schedule and any balloon or residual payment. A lower monthly repayment may leave a larger amount to pay at the end of the term.

For business applicants, lenders may request financial accounts, BAS, bank statements or other income evidence. Alternative-documentation options are subject to eligibility and do not remove the lender’s assessment requirements.

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From enquiry to purchase

1. Share the asset details and your funding requirements.

2. Review suitable options, repayments and conditions with your broker.

3. We help prepare the application and coordinate with the lender and supplier through settlement.

Brampton acts as your finance broker. The selected lender provides the finance, subject to its assessment, documentation and approval.

Speak with a Brampton Finance broker

Call 02 9389 1077 or email info@bramptonfinance.com.au.