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Special Credit Policy Home Loans for Law & Accounting Firm Partners

​Unlock Exclusive Home Loan Benefits as a Partner

At Brampton Finance, we understand the unique financial position of partners in leading law and accounting firms. Many lenders have developed special credit policies tailored for professionals like you, offering greater flexibility, enhanced borrowing power and simplified approval requirements.

One of the key advantages available is the ability for partners to secure lending approval based on a simple confirmation letter from your firm, without the need for complex financials. This can make securing finance for your home or investment property faster and easier.

Who Qualifies?

Partners at the following top-tier law firms and accounting firms may be eligible for these exclusive loan policies:

Recognised Law Firms

  • Allens & Allens

  • Clayton Utz

  • Corrs Chambers Westgarth

  • Gadens

  • Gilbert + Tobin

  • Herbert Smith Freehills

  • HWL Ebsworth Lawyers

  • King & Wood Mallesons

  • Minter Ellison

  • Norton Rose Fulbright

Recognised Accounting Firms

  • William Buck

  • RSM Australia

  • PwC (PricewaterhouseCoopers)

  • PKF

  • Pitcher Partners

  • McGrathNicol

  • KPMG

  • Grant Thornton

  • Ernst & Young (EY)

  • Deloitte

  • BDO

Benefits of the Special Credit Policy

  • Employer letter only – secure finance with a firm-issued confirmation of partnership status

  • Simplified income verification – reduced paperwork and faster approvals

  • High borrowing capacity – often greater than standard lending assessments

  • Competitive professional rates – access tailored loan packages and discounts

  • Flexibility across loan types – including owner-occupied, investment and refinancing solutions

Why Choose Brampton Finance?

As boutique mortgage specialists, we have extensive experience in working with professionals at leading firms. We know how to navigate lender policies and ensure your application takes advantage of every benefit available to you.

We’ll work closely with you to structure your loan for:

  • Tax efficiency (especially relevant for partners in professional practices)

  • Debt separation between owner-occupied and investment purposes

  • Offset account optimisation to reduce non-deductible debt

Frequently Asked Questions

1. Do I need to provide tax returns or full financials?
No. If you are a partner at a recognised firm, a simple confirmation letter on your employer’s letterhead may be sufficient for loan approval.

2. Can I borrow more under this policy compared to a standard loan?
Yes. Lenders often use adjusted income models for partners, meaning your borrowing capacity may be higher.

3. Does this apply to all partners, including equity and salaried partners?
Yes, both equity and salaried partners at approved firms are generally eligible, subject to policy.

4. Can I use this for both residential and investment loans?
Yes, these special policies typically apply across home purchase, refinancing and investment loans.

Take Advantage of Your Partner Benefits Today

If you’re a partner at one of Australia’s leading law or accounting firms, you may be eligible for streamlined approval and enhanced lending terms.

Contact Brampton Finance today on (02) 9389 1077 or email info@bramptonfinance.com.au to discuss your scenario in confidence.  Contact us

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This website contains general information only and does not constitute financial or credit advice. Please consider your own circumstances and seek independent advice before making any decisions.

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