Business Loans Australia

Finance for working capital, growth and your next business opportunity. Brampton Finance helps Australian business owners compare funding options and understand the costs and commitments before proceeding.

Established in 2006, we bring 20 years of finance broking experience. We work with banks, non-bank lenders and specialist funders to arrange eligible business finance.

Discuss your business funding needs

 

Funding for the way your business works

Tell us what you need to fund, how much you require and when you need it. Potential purposes include stock purchases, supplier payments, equipment, expansion, a business acquisition or an eligible refinance.

We consider the business’s cash flow and repayment capacity alongside the funding purpose. A loan should be assessed against the underlying business position, including seasonal income and existing commitments.

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Business finance options

• Unsecured business loans: Options without property security, subject to lender criteria. Guarantees or security over business assets may still be required.

• Secured business loans: Finance supported by acceptable property or other assets.

• Working capital and lines of credit: Facilities for eligible short-term or ongoing cash flow needs.

• Specialist private finance: Property-backed funding arranged through private lenders where appropriate.

Availability, limits, terms and security requirements vary. Brampton acts as your finance broker; the selected lender provides the loan and makes the credit decision.

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Understand the full commitment

We explain the interest rate, fees, repayment frequency, term, security and any guarantees. Daily, weekly and monthly repayments have different effects on cash flow, so the repayment schedule matters as much as the headline rate.

To begin, have your ABN and GST registration details, trading history, funding purpose and current liabilities available. The lender may request bank statements, BAS, financial accounts and other supporting documents.

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Start with a conversation

1. Explain your business, funding amount and timeframe.

2. Review suitable lender options, costs and requirements with your broker.

3. We help prepare the application and coordinate with the lender through assessment and funding.

All finance is subject to lender assessment and approval. Timing depends on the transaction and completion of the lender’s requirements.

Speak with a Brampton Finance broker

Call 02 9389 1077 or email info@bramptonfinance.com.au.