Mortgage Broker Point Piper NSW – High-Value Home Loans, Refinancing & Property Finance

For a Point Piper purchase or refinance, Brampton Finance helps you assess the proposed property, borrowing structure and lender requirements. We work with home buyers, existing owners and investors through our lender panel, with meetings available from nearby Bondi Junction or remotely.

 

Prepare for a larger property purchase

Before choosing a lender, build a complete picture of the transaction: purchase price, deposit, purchase expenses and the source and timing of funds. Include existing loans, guarantees and other commitments in your initial discussion.

 

Share the property address and details early, especially for an apartment or a property with unusual title or use. We can compare potential home loans against the proposed loan amount and security. Any pre-approval remains conditional on lender requirements and the final application.

 

Income and ownership structures

If your income includes company earnings, distributions, rental income or bonuses, prepare the documents supporting each source. Tell us who will own the property and who is intended to borrow before the application is prepared.

 

We can explain potential lender requirements and coordinate the finance discussion with your accountant or legal adviser where needed. Explore self-employed lending or finance for professionals. Seek independent advice about ownership and tax decisions.

 

Moving home and short-term funding

When a purchase precedes the sale of another property, the finance needs to account for total debt, holding costs and the expected sale proceeds. The proposed sale timeline and repayment plan should be considered before committing.

 

We can investigate bridging finance where appropriate and explain the costs and key conditions. If conventional lending does not fit the transaction, we can discuss which specialist options, if any, may be suitable to investigate.

 

Reviewing an existing loan

For refinancing, bring the current rate, fees, balance, remaining term and offset details. We assess the overall cost of retaining or replacing the loan. For an investment purchase, we also review existing debt, rental income and the proposed commitments.

 

Brampton Finance: from application to settlement

Established in 2006, our team compares options through banks, non-bank lenders and specialist providers. We explain the proposed loan, costs and conditions, then help prepare your application and coordinate lender requests through to settlement.

 

Our office is at Level 7, 35 Spring Street, Bondi Junction NSW 2022. Meetings are available by appointment, phone and online. We disclose how we are paid and any applicable brokerage fees. Lending remains subject to the chosen lender’s eligibility, assessment and approval.

 

Explore nearby suburbs

Rose Bay · Double Bay · Bellevue Hill · Darling Point. Browse our suburb directory or finance services.

 

Discuss your Point Piper finance plans

Call 02 9389 1077 or contact our team to discuss your property, budget and timing.